Trial Roth Calculator

Account Balance

Tax Rate

Federal Tax Table

Tax rate	Single filers	Married filing jointly or qualifying	Married filing separately	Head of household
10%	Up to $8,500	Up to $17,000	Up to $8,500	Up to $12,150
15%	$8,501 - $34,500	$17,001 - $69,000	$8,501 - $34,500	$12,151 - $46,250
25%	$34,501 - $83,600	$69,001 - $139,350	$34,501 - $69,675	$46,251 - $119,400
28%	$83,601 - $174,400	$139,351 - $212,300	$69,676 - $106,150	$119,401 - $193,350
33%	$174,401 - $379,150	$212,301 - $379,150	$106,151 - $189,575	$193,351 - $379,150
35%	$379,151 or more	$379,151 or more	$189,576 or more	$379,151 or more

Bonus %

Conversion %

Auto-calculate

This is the percentage of the total account value to be converted. The default for this module automatically figures the conversion %. By un-checking the auto calculate box you can manually input the desired Conversion %.

Roth Projection

Projected Roth IRA Conversion opportunity based on prior inputs (IRA balance, tax rate & Bonus)

IRA Remainder

Remaining traditional IRA account balance after conversion projection

Bonus

Available bonus based on IRA balance input and bonus % input fields

Tax

Tax due based on the rate entered in the tax rate input field

After Tax Bonus

Remaining bonus available after tax to be used in the Conversion calculation

Conversion Tax

Tax owed on the projected conversion

Tax Offset

If the figure in this input is a positive number or zero, then the bonus available was not exceeded in the conversion calculations. The basic Conversion calculator automatically figures the maximum Conversion opportunity without exceeding the bonus available. Therefore the offset number should always be zero

Please watch the video tutorial for calculator explaination

View Graph New Calculation Video Tutorial